TS No WA01000006-21-1 TO No 210112170-WA-MSO NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: SHAEOMEI ZHAO, A SINGLE PERSON , SHAOMEI ZHAO Current Beneficiary of the Deed of Trust: Rain City Capital LLC Original Trustee of the Deed of Trust: RECONVEYANCE PROFESSIONALS, INC. Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Rain City Capital LLC Reference Number of the Deed of Trust: Instrument No. 3503223, 3503224, 3503225 Parcel Number: 018235-000-000 I. NOTICE IS HEREBY GIVEN GIVEN that on September 10, 2021, 10:00 AM, at the North entrance Lewis County Courthouse, 351 NW North St, Chehalis, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Lewis, State of Washington, to-wit: THE NORTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 29, TOWNSHIP 13 NORTH, RANGE 2 WEST, W.M. LEWIS COUNTY WASHINGTON. EXCEPTING THEREFROM THE SOUTH 20 FEET THEREOF. APN: 018235-000-000 More commonly known as 157 HOLCOMB RD., CHEHALIS, WA 98532 which is subject to that certain Deed of Trust dated May 30, 2019, executed by SHAEOMEI ZHAO, A SINGLE PERSON as Trustor(s), to secure obligations in favor of RAIN CITY CAPITAL, LLC as original Beneficiary recorded June 4, 2019 as Instrument No. 3503223, 3503224, 3503225 of official records in the Office of the Recorder of Lewis County, Washington. II. No action commenced by Rain City Capital LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the balance of the principal sum which became due, pursuant to the terms of the Note, Deed of Trust, Loan Modification and Extension Agreement, and Unconditional Guaranty of Payment and Performance. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance $148,320.00, interest as of May 27, 2021 $10,417.62, other fees due $22,185.42, late charges due $370.80., projected late charges $74.16, payoff wire fee $25.00 total principal balance and interest due $181,593.00 PROMISSORY NOTE INFORMATION Note Dated: May 30, 2019 Note Amount: $148,320.00 Interest Paid To: November 1, 2020 Maturity Date: December 25, 2020. Current Beneficiary : Rain City Capital, LLC, Contact Phone NO. 425 434 9009 address 12131 113th Ave NE, Suite 201 Kirkland WA 98834 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $148,320.00, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on September 10, 2021. The defaults referred to in Paragraph III must be paid by August 30, 2021, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before August 30, 2021 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the August 30, 2021 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Rain City Capital LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SPOUSE OF SHAOMEI ZHAO 157 HOLCOMB RD., CHEHALIS, WA 98532 SPOUSE OF SHAOMEI ZHAO 31229 120TH PLACE SOUTHEAST, AUBURN, WA 98092 SHAEOMEI ZHAO 157 HOLCOMB RD., CHEHALIS, WA 98532 SHAEOMEI ZHAO 31229 120TH PL., SE, AUBURN, WA 98092 by both first class and certified mail on March 31, 2021, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place March 31, 2021 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: MAY 28 , 2021 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032-5744 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 74928, Pub Dates: 8/11/2021, 9/1/2021, EAST COUNTY JOURNAL Published in the East County Journal Aug. 11, Sept. 1, 2021